fix(settlement): 全部门店可未出账提现并企微提醒

Co-authored-by: Cursor <cursoragent@cursor.com>

packages/domain/src/index.test.ts

@@ -247,7 +247,6 @@ describe('sumUnbilledPayoutAmount', () => {
 
 describe('validateStoreWithdraw', () => {
   const base = {
-    whitelistEnabled: true,
     availableAmount: 1000,
     requestAmount: 200,
     todayApplied: 0,
@@ -256,10 +255,6 @@ describe('validateStoreWithdraw', () => {
     hasBankAccount: true,
   };
 
-  it('rejects non-whitelist stores', () => {
-    expect(validateStoreWithdraw({ ...base, whitelistEnabled: false }).ok).toBe(false);
-  });
-
   it('rejects when daily limit exceeded', () => {
     expect(
       validateStoreWithdraw({ ...base, todayApplied: 4900, requestAmount: 200, dailyLimit: 5000 }).ok,

packages/domain/src/index.ts

@@ -101,7 +101,6 @@ export function sumUnbilledPayoutAmount(payouts: Array<{ payoutAmount: number }>
 }
 
 export type ValidateStoreWithdrawInput = {
-  whitelistEnabled: boolean;
   availableAmount: number;
   requestAmount: number;
   todayApplied: number;
@@ -110,13 +109,10 @@ export type ValidateStoreWithdrawInput = {
   hasBankAccount: boolean;
 };
 
-/** 门店未出账提现护栏（FIN-001/002 + 幂等/账户） */
+/** 门店未出账提现护栏（FIN-002 单日上限 + 幂等/账户） */
 export function validateStoreWithdraw(
   input: ValidateStoreWithdrawInput,
 ): { ok: boolean; message?: string } {
-  if (!input.whitelistEnabled) {
-    return { ok: false, message: '该门店未开通未出账提现（需总部白名单）' };
-  }
   if (!input.hasBankAccount) {
     return { ok: false, message: '请先完善入驻收款账户后再提现' };
   }