fix(settlement): 全部门店可未出账提现并企微提醒

Co-authored-by: Cursor <cursoragent@cursor.com>

packages/domain/src/index.test.ts

@@ -247,7 +247,6 @@ describe('sumUnbilledPayoutAmount', () => {
 
 describe('validateStoreWithdraw', () => {
   const base = {
-    whitelistEnabled: true,
     availableAmount: 1000,
     requestAmount: 200,
     todayApplied: 0,
@@ -256,10 +255,6 @@ describe('validateStoreWithdraw', () => {
     hasBankAccount: true,
   };
 
-  it('rejects non-whitelist stores', () => {
-    expect(validateStoreWithdraw({ ...base, whitelistEnabled: false }).ok).toBe(false);
-  });
-
   it('rejects when daily limit exceeded', () => {
     expect(
       validateStoreWithdraw({ ...base, todayApplied: 4900, requestAmount: 200, dailyLimit: 5000 }).ok,