fix(partner): move store-open phone verify to step 3

Confirm phone and SMS after bank details, then submit directly.

Co-authored-by: Cursor <cursoragent@cursor.com>

apps/h5-partner/src/lib/storeDraft.ts

@@ -121,18 +121,11 @@ const PHONE_RE = /^1\d{10}$/;
 const BANK_RE = /^\d{16,19}$/;
 
 export function validateStoreStep1(
-  form: Pick<
-    StoreDraftForm,
-    'regionCodes' | 'cityId' | 'name' | 'phone' | 'storeSmsCode' | 'address' | 'intro'
-  >,
+  form: Pick<StoreDraftForm, 'regionCodes' | 'cityId' | 'name' | 'address' | 'intro'>,
 ): string | null {
   if (!form.regionCodes || form.regionCodes.length < 3) return '请选择省 / 市 / 区县';
   if (!form.cityId) return '所选地区未匹配到开城城市，请联系总部配置开城区划';
   if (!form.name.trim()) return '请填写门店名称';
-  if (!form.phone.trim()) return '请填写联系电话';
-  if (!PHONE_RE.test(form.phone.trim())) return '联系电话须为11位手机号';
-  if (!form.storeSmsCode.trim()) return '请输入门店手机号验证码';
-  if (!/^\d{4,6}$/.test(form.storeSmsCode.trim())) return '验证码格式不正确';
   if (!form.address.trim()) return '请填写详细地址';
   if (form.intro.trim()) {
     const len = form.intro.trim().length;
@@ -158,11 +151,18 @@ export function patchEnvPhotoAt(urls: string[], index: number, url: string): str
 }
 
 export function validateStoreStep3(
-  form: Pick<StoreDraftForm, 'bankAccountName' | 'bankAccountNo' | 'bankBranch'>,
+  form: Pick<
+    StoreDraftForm,
+    'bankAccountName' | 'bankAccountNo' | 'bankBranch' | 'phone' | 'storeSmsCode'
+  >,
 ): string | null {
   if (!form.bankAccountName.trim()) return '请填写户主姓名';
   if (!form.bankAccountNo.trim()) return '请填写银行卡号';
   if (!BANK_RE.test(form.bankAccountNo.replace(/\s/g, ''))) return '银行卡号须为 16~19 位数字';
   if (!form.bankBranch.trim()) return '请填写开户支行';
+  if (!form.phone.trim()) return '请填写联系电话';
+  if (!PHONE_RE.test(form.phone.trim())) return '联系电话须为11位手机号';
+  if (!form.storeSmsCode.trim()) return '请输入门店手机号验证码';
+  if (!/^\d{4,6}$/.test(form.storeSmsCode.trim())) return '验证码格式不正确';
   return null;
 }