feat(store): v4.0.18 门店多收款账户与子账号继承二维码

C 端门店列表拼接省市区县地址；门店多银行账户与默认打款账户；子账号独立 sa_ 关联码及统计维度；同步 v4.0.18 开发文档。

Co-authored-by: Cursor <cursoragent@cursor.com>

server/dukang-api/src/modules/ops/admin-redeem.service.ts

@@ -2,7 +2,7 @@ import { Injectable, NotFoundException } from '@nestjs/common';
 import type { DeliveryProvider } from '@prisma/client';
 import { Prisma } from '@prisma/client';
 import { PrismaService } from '../../common/prisma/prisma.module';
-import { loadStorePrimaryBank } from '../../common/store/store-bank.util';
+import { loadStoreDefaultBank } from '../../common/store/store-bank.util';
 import { serializeBigInt } from '../../common/decorators/current-user.decorator';
 import { FulfillmentProviderService } from '../fulfillment/fulfillment-provider.service';
 import { calcDeliveryFreightAmount } from '../fulfillment/delivery-freight.util';
@@ -116,7 +116,7 @@ export class AdminRedeemService {
       },
     });
     if (!record) throw new NotFoundException('核销记录不存在');
-    const primaryAccount = await loadStorePrimaryBank(this.prisma, record.storeId);
+    const primaryAccount = await loadStoreDefaultBank(this.prisma, record.storeId);
     return serializeBigInt({
       ...record,
       store: {