feat(settlement): 统一门店账单列表合并 T+1 与手动提现

总部财务以门店账单为唯一入口；新增 store-settlements API，去掉独立提现审菜单并更新企微引导文案。

Co-authored-by: Cursor <cursoragent@cursor.com>

packages/shared-types/src/settlement.ts

@@ -11,6 +11,44 @@ export const STORE_WITHDRAW_STATUS_LABELS: Record<StoreWithdrawStatus, string> =
   PAID: '已结算',
 };
 
+/** 总部「门店账单」统一列表：T+1 出账 / 手动提现 */
+export type StoreSettlementKind = 'T1_BILL' | 'WITHDRAW';
+
+export const STORE_SETTLEMENT_KIND_LABELS: Record<StoreSettlementKind, string> = {
+  T1_BILL: 'T+1出账',
+  WITHDRAW: '手动提现',
+};
+
+export type StoreSettlementStatus = FinancePayStatus | StoreWithdrawStatus;
+
+export const STORE_SETTLEMENT_STATUS_LABELS: Record<StoreSettlementStatus, string> = {
+  UNPAID: '未打款',
+  PAID: '已打款',
+  PENDING_REVIEW: '待审核',
+  REJECTED: '已驳回',
+};
+
+export interface StoreSettlementRowDto {
+  kind: StoreSettlementKind;
+  id: string;
+  billNo: string;
+  storeId: string;
+  amount: number;
+  status: StoreSettlementStatus;
+  date: string;
+  overdue?: boolean;
+  redeemCount?: number | null;
+  redeemAmount?: number | null;
+  settlementRate?: number | null;
+  payoutCount?: number | null;
+  store?: {
+    id: string;
+    name: string;
+    cityName: string;
+    phone?: string | null;
+  };
+}
+
 export interface StoreWithdrawBankAccountDto {
   bankAccountName?: string | null;
   bankAccountNo?: string | null;
@@ -73,6 +111,19 @@ export const FINANCE_PAY_STATUS_LABELS: Record<FinancePayStatus, string> = {
   PAID: '已打款',
 };
 
+export function storeSettlementStatusLabel(
+  kind: StoreSettlementKind,
+  status: string,
+): string {
+  if (kind === 'WITHDRAW' && status in STORE_WITHDRAW_STATUS_LABELS) {
+    return STORE_WITHDRAW_STATUS_LABELS[status as StoreWithdrawStatus];
+  }
+  if (status in FINANCE_PAY_STATUS_LABELS) {
+    return FINANCE_PAY_STATUS_LABELS[status as FinancePayStatus];
+  }
+  return STORE_SETTLEMENT_STATUS_LABELS[status as StoreSettlementStatus] ?? status;
+}
+
 export interface PartnerBillDto {
   id: string;
   billNo: string;