diff --git a/apps/mini-user/src/pages/home/index.tsx b/apps/mini-user/src/pages/home/index.tsx
index dd9c7e5..a4ef76d 100644
--- a/apps/mini-user/src/pages/home/index.tsx
+++ b/apps/mini-user/src/pages/home/index.tsx
@@ -110,16 +110,6 @@ export default function HomePage() {
       });
   }, []);
 
-  useDidShow(() => {
-    syncTabBarSelected(0);
-    void capturePromoSceneAndTouchScan();
-    void loadMiniHome();
-    void resolveUserCity().then((resolved) => {
-      setDisplayCity(resolved.displayCity);
-      setCityCode(getCityCodeForCatalog(resolved));
-    });
-  });
-
   const loadProducts = useCallback(() => {
     setLoading(true);
     return request<Product[]>(`/catalog/products?cityCode=${encodeURIComponent(cityCode)}`)
@@ -130,6 +120,18 @@ export default function HomePage() {
       .finally(() => setLoading(false));
   }, [cityCode]);
 
+  useDidShow(() => {
+    syncTabBarSelected(0);
+    void capturePromoSceneAndTouchScan();
+    void loadMiniHome();
+    // 白名单商品按登录手机号过滤；登录后 switchTab 回首页不会卸载页面，须重新拉列表
+    void loadProducts();
+    void resolveUserCity().then((resolved) => {
+      setDisplayCity(resolved.displayCity);
+      setCityCode(getCityCodeForCatalog(resolved));
+    });
+  });
+
   useEffect(() => {
     void loadProducts();
   }, [loadProducts]);
diff --git a/apps/mini-user/src/pages/product-detail/index.tsx b/apps/mini-user/src/pages/product-detail/index.tsx
index 0d58126..a480ee7 100644
--- a/apps/mini-user/src/pages/product-detail/index.tsx
+++ b/apps/mini-user/src/pages/product-detail/index.tsx
@@ -1,6 +1,12 @@
-import { useEffect, useMemo, useState } from 'react';
+import { useCallback, useEffect, useMemo, useState } from 'react';
 import { View, Text, Image } from '@tarojs/components';
-import Taro, { usePageScroll, useRouter, useShareAppMessage, useShareTimeline } from '@tarojs/taro';
+import Taro, {
+  useDidShow,
+  usePageScroll,
+  useRouter,
+  useShareAppMessage,
+  useShareTimeline,
+} from '@tarojs/taro';
 import type { ProductDetailContentDto } from '@dukang/shared-types';
 import PageShell from '../../components/PageShell';
 import PageNavBar from '../../components/PageNavBar';
@@ -51,13 +57,32 @@ export default function ProductDetailPage() {
     setHeaderSolid(scrollTop > 100);
   });
 
-  useEffect(() => {
+  const loadProduct = useCallback(() => {
     if (!productId) return;
-    request<Product>(`/catalog/products/${productId}`)
-      .then((p) => setProduct(normalizeFulfillmentFlags(p)))
-      .catch((e) => toast(e instanceof Error ? e.message : '加载失败'));
+    request<Product | null>(`/catalog/products/${productId}`)
+      .then((p) => {
+        if (!p) {
+          setProduct(null);
+          toast('商品不存在或暂未开放');
+          return;
+        }
+        setProduct(normalizeFulfillmentFlags(p));
+      })
+      .catch((e) => {
+        setProduct(null);
+        toast(e instanceof Error ? e.message : '加载失败');
+      });
   }, [productId]);
 
+  useEffect(() => {
+    loadProduct();
+  }, [loadProduct]);
+
+  // 登录后返回详情须带 token 重拉，否则白名单商品会一直空白
+  useDidShow(() => {
+    loadProduct();
+  });
+
   const sharePayload = useMemo(
     () => ({
       title: product?.name || DEFAULT_SHARE_TITLE,
diff --git a/server/dukang-api/src/common/guards/optional-jwt-auth.guard.ts b/server/dukang-api/src/common/guards/optional-jwt-auth.guard.ts
index 1eb5103..2beb65a 100644
--- a/server/dukang-api/src/common/guards/optional-jwt-auth.guard.ts
+++ b/server/dukang-api/src/common/guards/optional-jwt-auth.guard.ts
@@ -7,6 +7,15 @@ import { JwtService } from '@nestjs/jwt';
 import { CLIENT_APP_ACTOR_MAP, ClientApp } from '@dukang/shared-types';
 import type { AuthUser } from './jwt-auth.guard';
 
+/** C 端 H5 / 小程序同属 USER，目录白名单只认 actorId→手机号，允许端间 token 兼容 */
+const USER_CLIENT_APPS = new Set<ClientApp>([ClientApp.USER_MINI, ClientApp.USER_H5]);
+
+function clientAppCompatible(headerApp: ClientApp | undefined, payloadApp: unknown): boolean {
+  if (!headerApp || payloadApp == null) return false;
+  if (headerApp === payloadApp) return true;
+  return USER_CLIENT_APPS.has(headerApp) && USER_CLIENT_APPS.has(payloadApp as ClientApp);
+}
+
 @Injectable()
 export class OptionalJwtAuthGuard implements CanActivate {
   constructor(private readonly jwtService: JwtService) {}
@@ -20,7 +29,7 @@ export class OptionalJwtAuthGuard implements CanActivate {
     try {
       const payload = this.jwtService.verify(auth.slice(7));
       const clientApp = req.headers['x-client-app'] as ClientApp;
-      if (!clientApp || payload.clientApp !== clientApp) return true;
+      if (!clientAppCompatible(clientApp, payload.clientApp)) return true;
       const expectedActor = CLIENT_APP_ACTOR_MAP[clientApp];
       if (payload.actorType !== expectedActor) return true;
       req.user = {
diff --git a/server/dukang-api/src/modules/catalog/catalog.service.ts b/server/dukang-api/src/modules/catalog/catalog.service.ts
index 2430397..c64b9c7 100644
--- a/server/dukang-api/src/modules/catalog/catalog.service.ts
+++ b/server/dukang-api/src/modules/catalog/catalog.service.ts
@@ -81,11 +81,9 @@ export class CatalogService {
     return serializeBigInt(
       visible.map((p) => {
         const media = mapProductMedia(p, resourceMap.get(p.id.toString()) ?? []);
-        const { visibilityPhones, ...rest } = p;
+        const { visibilityPhones: _phones, visibilityWhitelistEnabled: _wl, ...rest } = p;
         return {
           ...rest,
-          visibilityWhitelistEnabled: p.visibilityWhitelistEnabled,
-          visibilityPhones: visibilityPhones.map((row) => row.phone),
           benefitAmount: p.benefitAmount ?? p.price,
           price: Number(p.price),
           benefitDisplay: Number(p.benefitAmount ?? p.price),
@@ -119,11 +117,9 @@ export class CatalogService {
     });
 
     const media = mapProductMedia(product, resources);
-    const { visibilityPhones, ...rest } = product;
+    const { visibilityPhones: _phones, visibilityWhitelistEnabled: _wl, ...rest } = product;
     return serializeBigInt({
       ...rest,
-      visibilityWhitelistEnabled: product.visibilityWhitelistEnabled,
-      visibilityPhones: visibilityPhones.map((row) => row.phone),
       benefitAmount: product.benefitAmount ?? product.price,
       price: Number(product.price),
       ...media,