feat(ops): add global test whitelist and exclude test accounts from settlement

Unify product/store visibility on HQ whitelist, mark isTest snapshots, and fix SUPER_ADMIN access for the new module.

apps/admin-web/src/lib/api.ts

@@ -167,6 +167,7 @@ export type AdminUserRow = {
   sourceLabel: string | null;
   createdAt: string;
   orderCount: number;
+  isTest?: boolean;
 };
 
 export type AdminOrderItem = {
@@ -199,6 +200,7 @@ export type AdminOrderRow = {
   isProxyOrder?: boolean;
   proxyPartnerName?: string | null;
   proxyPartnerPhone?: string | null;
+  isTest?: boolean;
   user?: { id: string; userNo: string; phone: string | null; nickname: string | null };
   delivery?: {
     provider: string;