feat(ops): add global test whitelist and exclude test accounts from settlement

Unify product/store visibility on HQ whitelist, mark isTest snapshots, and fix SUPER_ADMIN access for the new module.

server/dukang-api/src/modules/redeem/redeem.service.ts

@@ -180,6 +180,15 @@ export class RedeemService {
     const settleAmount = calcRedeemSettleAmount(amount, settlementRate);
     const redeemChannel = analyticsExtra?.channel === 'phone' ? 'PHONE' : 'SCAN';
 
+    const [userRow, storeRow] = await Promise.all([
+      this.prisma.user.findUnique({ where: { id: userId }, select: { isTest: true } }),
+      this.prisma.store.findUnique({
+        where: { id: account.storeId },
+        select: { isTest: true },
+      }),
+    ]);
+    const isTest = !!(userRow?.isTest || storeRow?.isTest);
+
     let record;
     try {
       record = await this.prisma.$transaction(async (tx) => {
@@ -194,6 +203,7 @@ export class RedeemService {
             amount,
             settleAmount,
             channel: redeemChannel,
+            isTest,
             allocations: {
               create: normalizedAllocations.map((item, index) => ({
                 couponId: BigInt(item.couponId),
@@ -204,14 +214,16 @@ export class RedeemService {
           },
         });
 
-        await this.settlementService.createStorePayout(
-          redeemRecord.id,
-          account.storeId,
-          amount,
-          settleAmount,
-          settlementRate,
-          tx,
-        );
+        if (!isTest) {
+          await this.settlementService.createStorePayout(
+            redeemRecord.id,
+            account.storeId,
+            amount,
+            settleAmount,
+            settlementRate,
+            tx,
+          );
+        }
 
         return redeemRecord;
       });