feat(trade): v4.0.13 收货禁全市与小飞侠拒单可感知

拦截伪区县写入与下单；推单失败挂 fulfillmentHold，HQ 可见超区/推单失败。

Co-authored-by: Cursor <cursoragent@cursor.com>

apps/mini-user/src/lib/region-data.ts

@@ -30,6 +30,12 @@ export function getDistrictsForPicker(province: string, city: string): string[]
   return [REGION_ALL, ...getDistricts(province, city)];
 }
 
+/** 收货地址：不含「全市」 */
+export function getDistrictsForShippingPicker(province: string, city: string): string[] {
+  if (province === REGION_ALL || city === REGION_ALL) return [];
+  return [...getDistricts(province, city)];
+}
+
 export function formatRegion(province: string, city: string, district: string): string {
   if (!province) return '';
   if (province === REGION_ALL) return REGION_ALL;
@@ -96,6 +102,35 @@ export const DEFAULT_REGION: RegionSelection = {
   district: REGION_ALL,
 };
 
+/** 收货地址默认：不预填伪区县，迫使用户选真实区县 */
+export const DEFAULT_SHIPPING_REGION: RegionSelection = {
+  province: '河南省',
+  city: '郑州市',
+  district: '',
+};
+
+/** 收货场景：区县必须在省市区树内且非全市 */
+export function normalizeShippingRegionSelection(selection: RegionSelection): RegionSelection {
+  const province = PROVINCES.includes(selection.province)
+    ? selection.province
+    : DEFAULT_SHIPPING_REGION.province;
+  const cities = getCities(province);
+  const city = cities.includes(selection.city) ? selection.city : (cities[0] ?? DEFAULT_SHIPPING_REGION.city);
+  const districts = getDistricts(province, city);
+  const district =
+    selection.district &&
+    selection.district !== REGION_ALL &&
+    districts.includes(selection.district)
+      ? selection.district
+      : '';
+  return { province, city, district };
+}
+
+export function isShippingRegionComplete(selection: RegionSelection): boolean {
+  const n = normalizeShippingRegionSelection(selection);
+  return Boolean(n.province && n.city && n.district && n.district !== REGION_ALL);
+}
+
 export function regionFromGeo(province: string, city: string, district?: string): RegionSelection {
   const cityName = city.endsWith('市') ? city : `${city}市`;
   const provinceInTree = PROVINCES.includes(province) ? province : DEFAULT_REGION.province;