fix(mini-user): locate before store list fetch; prefer masked phone on mine

Resolve city once then fetch stores once; skip refetch when city unchanged. Show masked phone under nickname when available.

Co-authored-by: Cursor <cursoragent@cursor.com>

apps/mini-user/src/pages/mine/index.tsx

@@ -351,11 +351,14 @@ export default function MinePage() {
   const needProfileFill = isWeapp && needsWxProfileFill(display);
   const avatarProfileReady = isWeapp ? !needProfileFill : hasWechat;
   const maskedPhone = profile?.phone ? maskPhone(String(profile.phone)) : '';
-  const memberLabel = needProfileFill
-    ? '点击头像完善资料'
-    : !isWeapp && !hasWechat && canWxAuth
-      ? '点击头像授权'
-      : maskedPhone || '未绑定手机';
+  // 昵称下优先展示脱敏手机号；无手机号时再提示完善资料/授权
+  const memberLabel =
+    maskedPhone ||
+    (needProfileFill
+      ? '点击头像完善资料'
+      : !isWeapp && !hasWechat && canWxAuth
+        ? '点击头像授权'
+        : '未绑定手机');
   const avatarClickable = isWeapp || (!hasWechat && canWxAuth);
   const previewAvatar = draftAvatarUrl || display.avatarUrl;