feat(settlement): 门店未出账手动提现与总部审核（OPT-010）

Co-authored-by: Cursor <cursoragent@cursor.com>

packages/shared-types/src/hq-permissions.ts

@@ -32,6 +32,7 @@ export const HQ_PERMISSION_CATALOG = [
   { key: 'system_settings_app', label: '应用链接', group: '系统设置' },
   { key: 'system_settings_deploy', label: '发布部署', group: '系统设置' },
   { key: 'system_settings_winery_bank', label: '酒厂银行账户', group: '系统设置' },
+  { key: 'system_settings_finance', label: '财务结算', group: '系统设置' },
 ] as const;
 
 export type HqPermissionKey = (typeof HQ_PERMISSION_CATALOG)[number]['key'];
@@ -61,6 +62,7 @@ export const SYSTEM_CONFIG_GROUP_PERMISSION: Record<string, HqPermissionKey> = {
   app: 'system_settings_app',
   deploy: 'system_settings_deploy',
   winery_bank: 'system_settings_winery_bank',
+  finance: 'system_settings_finance',
 };
 
 export const SYSTEM_SETTINGS_PERMISSION_KEYS = Object.values(
@@ -127,6 +129,7 @@ export const HQ_ROLE_DEFAULT_PERMISSIONS: Record<string, HqPermissionKey[]> = {
     'invoices',
     'logs',
     'system_settings_winery_bank',
+    'system_settings_finance',
   ],
   CUSTOMER_SERVICE: [
     'dashboard',

packages/shared-types/src/settlement.ts

@@ -1,5 +1,49 @@
 export type FinancePayStatus = 'UNPAID' | 'PAID';
 
+/** 门店未出账提现单日上限默认值（FIN-002，可配置） */
+export const DEFAULT_STORE_WITHDRAW_DAILY_LIMIT = 5000;
+
+export type StoreWithdrawStatus = 'PENDING_REVIEW' | 'REJECTED' | 'PAID';
+
+export const STORE_WITHDRAW_STATUS_LABELS: Record<StoreWithdrawStatus, string> = {
+  PENDING_REVIEW: '待审核',
+  REJECTED: '已驳回',
+  PAID: '已结算',
+};
+
+export interface StoreWithdrawBankAccountDto {
+  bankAccountName?: string | null;
+  bankAccountNo?: string | null;
+  bankBranch?: string | null;
+}
+
+export interface StoreWithdrawSummaryDto {
+  availableAmount: number;
+  pendingReviewAmount: number;
+  todayAppliedAmount: number;
+  dailyLimit: number;
+  remainingDailyLimit: number;
+  whitelistEnabled: boolean;
+  isPrimary: boolean;
+  hasBankAccount: boolean;
+  hasPendingRequest: boolean;
+  bankAccount?: StoreWithdrawBankAccountDto | null;
+}
+
+export interface StoreWithdrawRequestDto {
+  id: string;
+  withdrawNo: string;
+  storeId: string;
+  amount: number;
+  payoutCount: number;
+  status: StoreWithdrawStatus;
+  rejectReason?: string | null;
+  appliedAt: string;
+  reviewedAt?: string | null;
+  paidAt?: string | null;
+  paymentRef?: string | null;
+}
+
 export interface StorePayoutDto {
   id: string;
   redeemAmount: number;