v3.5.3版本更新1

apps/mini-user/src/lib/money.ts

@@ -1,7 +1,26 @@
 /** 金额展示（不依赖 Intl / toLocaleString，兼容微信小程序） */
+export function toMoneyNumber(amount: unknown): number {
+  if (typeof amount === 'number') return Number.isFinite(amount) ? amount : 0;
+  if (typeof amount === 'string' && amount.trim()) {
+    const n = Number(amount);
+    return Number.isFinite(n) ? n : 0;
+  }
+  if (amount && typeof amount === 'object') {
+    const o = amount as { toNumber?: () => number; toString?: () => string };
+    if (typeof o.toNumber === 'function') {
+      const n = Number(o.toNumber());
+      if (Number.isFinite(n)) return n;
+    }
+    if (typeof o.toString === 'function' && o.toString !== Object.prototype.toString) {
+      const n = Number(o.toString());
+      if (Number.isFinite(n)) return n;
+    }
+  }
+  return 0;
+}
+
 export function formatMoney(amount: number | string): string {
-  const n = typeof amount === 'number' ? amount : Number(amount);
-  if (!Number.isFinite(n)) return '0.00';
+  const n = toMoneyNumber(amount);
   const fixed = n.toFixed(2);
   const [intPart, dec] = fixed.split('.');
   const withComma = intPart.replace(/\B(?=(\d{3})+(?!\d))/g, ',');